Small Business Loan Buchanan

  • Borrow up to $500,000

  • No assets or security required

  • No financials, tax returns, or BAS for loans under $75,000

  • Flexible Repayments

  • Merchant Cash Advance Available

Rated 5 stars by over 330 businesses
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Trusted by thousands of small Aussie businesses.

Rated 5 stars by over 330 businesses
Capify Sbl Locaplus B 03 (1)

Supporting small business owners in Buchanan, South Australia, 5374

We’ll work with you 1-on-1 to personalise a small business loan to suit your circumstances. Plus, because we adhere to the AFIA code of practice – our loans are unsecured, which means no assets or security required!

Borrowing capacity
$5,000 to $500,000
Quick approvals
Same day approvals & funding possible in 24 hours
Unsecured business loan
No assets or security required
Minimum paperwork
No financials, tax returns or BAS for loans under $150,000
Easy Repayments
Fixed daily and weekly repayments that are easy on your cash flow
Renewals
Fast and simple renewal process
Small Business Loans

Small Business Loans

Get a tailored solution for your business

  • Borrowing Capacity

    $5,000 to $500,000

  • Quick Approvals

    Same-day approvals & funding possible in 24 hours

  • Unsecured business loan

    No assets or security required

  • Minimum paperwork

    No financials, tax returns, or BAS for loans under $150,000

  • Easy Repayments

    Fixed, daily & weekly repayments that are easy on your cash flow

*To be eligible for the Small Business Loan you need to have been in business for a minimum of 6 months & monthly turnover of at least $10,000

$ 50,000.00
Under $10,000
Over $100,000
$ 50,000.00
Under $10,000
Over $100,000
Proceed to next step

This pre-approval tool is 100% private, free and won’t affect your credit score

*No financials, tax returns or BAS for loans under $150,000
Merchant Cash Advance

Merchant Cash Advance

Need Flexibility? Our MCA matches your cash flow

  • Borrowing Capacity

    $5,000 to $500,000

  • Quick Approvals

    Same-day approvals & funding possible in 24 hours

  • Unsecured business loan

    No assets or security required

  • Minimum paperwork

    No financials, tax returns, or BAS for loans under $75,000

  • Flexible Repayments

    A small percentage of daily eftpos sales e.g. 5%-14% goes towards the loan

*To be eligible for the Merchant Cash Advance you need to have been in business for a minimum of 2 months & monthly turnover of at least $10,000

$ 50,000.00
Under $10,000
Over $100,000
$ 50,000.00
Under $10,000
Over $100,000
Proceed to next step

This pre-approval tool is 100% private, free and won’t affect your credit score

*No financials, tax returns or BAS for loans under $150,000
quote

Customer Success Stories

“Capify worked for us to make our vision a reality.”

John - The Crow Bar

*Real Capify customers are aware their stories may be featured in the site.

small business loan

Discuss Your Small Business Loan in Buchanan

You may need a small business loan in Buchanan for many reasons. We understand that and can tailor a solution for your specific needs. Of course, we won’t offer you something off-the-shelf if it’s inappropriate, but we will carefully listen to your requirements and quote accordingly.

For example, you may need to buy some stock for the upcoming season well ahead of the related receipts. This could present you with a significant cash flow issue, but let’s see if we can find a small business loan to help you cover the gap.

On the other hand, you may have been doing well in recent times and have decided to expand. To do this, you may need to move into new premises and take on additional staff, all of which come with an upfront cost. Meanwhile, some business owners in your position may need to upgrade their machinery to continue to meet production targets without any drop-off. Again, this will require some investment, so talk to us about a small business loan in Buchanan to cover this.

You’ll be delighted to see that our funding process is as simple as it can get. We won’t ask you to forward a mountain of paper simply to get things underway. In fact, if your loan is for less than $150,000, you don’t need to give us your financials or tax returns at all. Perhaps best of all, these loans are unsecured, so you don’t have to put up your home as collateral.

When looking for small business loans in Buchanan, turn to Capify. Find out why thousands of others have done the same.

Frequently asked questions

Can't find the answer you're looking for? Get in touch with us today!

Capify provides Small Business Loans and Merchant Cash Advances to Australian businesses who meet the following basic eligibility criteria;

Small Business Loan
– Must be a registered business with an active ABN – Trading for minimum 6 months – $10,000+ minimum monthly turnover – Australian Citizen or Permanent Resident – 18 years+ of age

Merchant Cash Advance
– A minimum of 2 months in business and $10,000 monthly turnover – A minimum of 15 credit or debit card settlements a month – Must be an Australian citizen or permanent resident – Registered business ABN or ACN

Please note the above criteria allows us to start the application process. You’ll still need to meet our standard credit assessment criteria to get approved and funded.
The Capify Small Business Loans are specifically tailored to the needs of small business owners so the loan amount, rates and repayment terms are flexible. We can provide SME’s seeking quick access to unsecured funds up to $500,000 for any business purpose.

Unlike secured loans which require you to borrow against an asset such as a vehicle or property, our unsecured loans aren’t guaranteed, meaning you can borrow money for your business without the need for collateral or assets as security, and with minimum paperwork required, once approved, the funds are in your account within 24 hours, not weeks or months.
The Capify Merchant Cash Advance (MCA) is a simple solution for businesses that accept credit card/EFTPOS sales and are also seasonal e.g. cafes, restaurants, bars, retail shops, fashion boutiques, beauty stores, homeware stores, and health businesses.

As an alternative to traditional business finance, the MCA is designed to match the cash flow of your business, so rather than being a fixed sum each month or fixed daily repayments being taken directly from your bank account, a small percentage of the businesses credit card and EFTPOS terminal sales are repaid daily for the term of the cash advance. This means greater flexibility to make lower repayments during slower periods.

The MCA is ideal for businesses that accept credit and debit card payments from their customers; like retailers, pubs, bars and restaurants.
After applying online one of our experienced lending specialists will give you a quick ten-minute phone call to confirm/clarify the details and get any further info needed.

Once approved by our credit department, you can be fully approved in less than 2 hours, funded in 24 hours for a Small Business Loan, and 48 hours for our Merchant Cash Advance. (Approval time based on receiving all required documents during the application process). Once approved your conditional approval will last up to 30 days.
Both our Small Business Loan and Merchant Cash Advance Loans are unsecured and do not require any security or assets.
No, we, unfortunately, do not allow split payments between fixed and variable rates for both our Small Business Loan and Merchant Cash Advance Loans
Repayment terms for Small Business Loans
can be anywhere between 3 – 12 months depending on what we’ve agreed upon with you. We pride ourselves with being a transparent and responsible lender, which is why before you go ahead with your contract, we provide you with a document outlining our fees and total payback.
The total payback figure is then broken into small daily repayments that our customers can afford as to not affect the day-to-day cash flow of their business.

Repayment terms for Merchant Cash Advance
As an alternative to traditional business finance, the MCA is designed to match the cash flow of your business, so rather than being a fixed sum each month or fixed daily repayments being taken directly from your bank account, a small percentage of the businesses credit card and EFTPOS terminal sales are repaid daily for the term of the cash advance. This means greater flexibility to make lower repayments during slower periods.
You can check out our customer review on Trust Pilot and also Google.

small business loan

About Capify

During the financial crisis of 2008, small business owners found themselves in a very difficult position and found it difficult to attract funding. In recognition of this challenge, we founded Capify as a company that would offer alternative and accessible lending options in their time of need. Fast forward to today, and our whole team is committed to providing the same levels of service, and we are now able to lean on our 13 years of experience to give you the solutions you may need.

Everyone at Capify are adaptive in their approach, which may be why we’ve been able to help thousands of customers. Each of these small business owners in Buchanan had a particular challenge, and we combined our knowledge to create innovative options. We are so confident in our abilities that we believe we are one of the prominent lenders in the marketplace today.

While the financial crisis in 2008 was challenging, the situation today is also quite difficult, and worried owners are coming to us for advice and guidance. So if you want to talk about a small business loan in Buchanan, trust our experience and give us a call.