New Business Loan Buangor

  • Borrow up to $500,000

  • No assets or security required

  • No financials, tax returns, or BAS for loans under $75,000

  • Flexible Repayments

  • Merchant Cash Advance Available

Rated 5 stars by over 330 businesses
Apply Now

Small Business Loans

No Security Required

Merchant Cash Advance

Repay with a small % of daily eftpos sales e.g. 5%-14%

Apply Online in Minutes

Trusted by thousands of small Aussie businesses.

Rated 5 stars by over 330 businesses
Apply Now Request a call
Capify Sbl Locaplus B 03 (1)

Supporting small business owners in Buangor, Victoria, 3375

We’ll work with you 1-on-1 to personalise a small business loan to suit your circumstances. Plus, because we adhere to the AFIA code of practice – our loans are unsecured, which means no assets or security required!

Borrowing capacity
$5,000 to $500,000
Quick approvals
Same day approvals & funding possible in 24 hours
Unsecured business loan
No assets or security required
Minimum paperwork
No financials, tax returns or BAS for loans under $150,000
Easy Repayments
Fixed daily and weekly repayments that are easy on your cash flow
Renewals
Fast and simple renewal process
  • Small Business Loans
  • Merchant Cash Advance
Small Business Loans

Small Business Loans

Get a tailored solution for your business

  • Borrowing Capacity

    $5,000 to $500,000

  • Quick Approvals

    Same-day approvals & funding possible in 24 hours

  • Unsecured business loan

    No assets or security required

  • Minimum paperwork

    No financials, tax returns, or BAS for loans under $150,000

  • Easy Repayments

    Fixed, daily & weekly repayments that are easy on your cash flow

*To be eligible for the Small Business Loan you need to have been in business for a minimum of 6 months & monthly turnover of at least $10,000

$ 50,000.00
Under $10,000
Over $100,000
$ 50,000.00
Under $10,000
Over $100,000
Proceed to next step

This pre-approval tool is 100% private, free and won’t affect your credit score

*No financials, tax returns or BAS for loans under $150,000
Merchant Cash Advance

Merchant Cash Advance

Need Flexibility? Our MCA matches your cash flow

  • Borrowing Capacity

    $5,000 to $500,000

  • Quick Approvals

    Same-day approvals & funding possible in 24 hours

  • Unsecured business loan

    No assets or security required

  • Minimum paperwork

    No financials, tax returns, or BAS for loans under $75,000

  • Flexible Repayments

    A small percentage of daily eftpos sales e.g. 5%-14% goes towards the loan

*To be eligible for the Merchant Cash Advance you need to have been in business for a minimum of 2 months & monthly turnover of at least $10,000

$ 50,000.00
Under $10,000
Over $100,000
$ 50,000.00
Under $10,000
Over $100,000
Proceed to next step

This pre-approval tool is 100% private, free and won’t affect your credit score

*No financials, tax returns or BAS for loans under $150,000
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Customer Success Stories

“Capify worked for us to make our vision a reality.”

John - The Crow Bar

*Real Capify customers are aware their stories may be featured in the site.

new business loan

New Business Loan in Buangor Made Simple

Money can certainly be a significant challenge when you’ve just started out, if your business has been trading for as little as 2 months we can help.  We are ready to work with you on a new business loan for your business in Buangor that fits your needs. We’d love to learn about your business venture and see how a specific business loan could help you.

In the early days, cash flow is likely to be a headache. After all, you may have to meet supplier bills before turning your products around and bringing in revenues. There may be a considerable lead time between the date you offer your products or services and the time customers process their invoices.

Alternatively, you may need to buy new equipment so you can manufacture your products, 0r, you may need to bring in new staff members and send them on expensive training courses so they are ready to service your clients.

When you look for a new business loan, you’ll want a simplified process without too much red tape. You’ll be happy with our approach as we only require the minimum amount of paperwork. Also, all our loans are unsecured, so you don’t need to worry about putting up your house or another asset as collateral. Then, once we have gathered the information, we will try to give you an answer on the same day and, if we go ahead, forward the money to you within as little as 24 hours.

Turn to Capify for your new business loans in Buangor, and you’ll be up and running before you know it.

Frequently asked questions

Can't find the answer you're looking for? Get in touch with us today!

Capify provides Small Business Loans and Merchant Cash Advances to Australian businesses who meet the following basic eligibility criteria;

Small Business Loan
– Must be a registered business with an active ABN – Trading for minimum 6 months – $10,000+ minimum monthly turnover – Australian Citizen or Permanent Resident – 18 years+ of age

Merchant Cash Advance
– A minimum of 2 months in business and $10,000 monthly turnover – A minimum of 15 credit or debit card settlements a month – Must be an Australian citizen or permanent resident – Registered business ABN or ACN

Please note the above criteria allows us to start the application process. You’ll still need to meet our standard credit assessment criteria to get approved and funded.
The Capify Small Business Loans are specifically tailored to the needs of small business owners so the loan amount, rates and repayment terms are flexible. We can provide SME’s seeking quick access to unsecured funds up to $500,000 for any business purpose.

Unlike secured loans which require you to borrow against an asset such as a vehicle or property, our unsecured loans aren’t guaranteed, meaning you can borrow money for your business without the need for collateral or assets as security, and with minimum paperwork required, once approved, the funds are in your account within 24 hours, not weeks or months.
The Capify Merchant Cash Advance (MCA) is a simple solution for businesses that accept credit card/EFTPOS sales and are also seasonal e.g. cafes, restaurants, bars, retail shops, fashion boutiques, beauty stores, homeware stores, and health businesses.

As an alternative to traditional business finance, the MCA is designed to match the cash flow of your business, so rather than being a fixed sum each month or fixed daily repayments being taken directly from your bank account, a small percentage of the businesses credit card and EFTPOS terminal sales are repaid daily for the term of the cash advance. This means greater flexibility to make lower repayments during slower periods.

The MCA is ideal for businesses that accept credit and debit card payments from their customers; like retailers, pubs, bars and restaurants.
After applying online one of our experienced lending specialists will give you a quick ten-minute phone call to confirm/clarify the details and get any further info needed.

Once approved by our credit department, you can be fully approved in less than 2 hours, funded in 24 hours for a Small Business Loan, and 48 hours for our Merchant Cash Advance. (Approval time based on receiving all required documents during the application process). Once approved your conditional approval will last up to 30 days.
Both our Small Business Loan and Merchant Cash Advance Loans are unsecured and do not require any security or assets.
No, we, unfortunately, do not allow split payments between fixed and variable rates for both our Small Business Loan and Merchant Cash Advance Loans
Repayment terms for Small Business Loans
can be anywhere between 3 – 12 months depending on what we’ve agreed upon with you. We pride ourselves with being a transparent and responsible lender, which is why before you go ahead with your contract, we provide you with a document outlining our fees and total payback.
The total payback figure is then broken into small daily repayments that our customers can afford as to not affect the day-to-day cash flow of their business.

Repayment terms for Merchant Cash Advance
As an alternative to traditional business finance, the MCA is designed to match the cash flow of your business, so rather than being a fixed sum each month or fixed daily repayments being taken directly from your bank account, a small percentage of the businesses credit card and EFTPOS terminal sales are repaid daily for the term of the cash advance. This means greater flexibility to make lower repayments during slower periods.
You can check out our customer review on Trust Pilot and also Google.

new business loan

About Capify

When you turn to Capify for new business loans in Buangor, you should know that you’re working with the first lender in the country to offer alternative and accessible lending options. The entire team is dedicated to helping you as you look for financing options, so you can hit your goals and keep moving forward. We have over 13 years of experience dating back to the financial crisis and understand that you may be under pressure at this time. So, our entire team is flexible and adaptive and will always be sympathetic to your situation.

Customers who have worked with us in the past know that we will always look for the best solution and never make any assumptions about your case. We have built up a great deal of knowledge and experience over these years, so we can find alternative lending options that will perfectly fit your requirements. As such, we believe this gives us a keen edge over other lenders in the marketplace.

Worried entrepreneurs turned to us for new business loans in Buangorduring the global financial crisis in 2008, as they were under more pressure than ever during those difficult times. Our team members knew that we had to work particularly hard to develop responsible but quick business finance options, and we were proud to help them through those dark days. Fast forward to modern times, and we can use the experience gained back then to help owners navigate today’s challenging environment.

Remember, Capify can provide funding options to help cover a range of different situations and is always on hand to support small business owners in Buangor.