Unsecured Business Loan Bryden

  • Borrow up to $500,000

  • No assets or security required

  • No financials, tax returns, or BAS for loans under $75,000

  • Flexible Repayments

  • Merchant Cash Advance Available

Rated 5 stars by over 330 businesses
Apply Now

Small Business Loans

No Security Required

Merchant Cash Advance

Repay with a small % of daily eftpos sales e.g. 5%-14%

Apply Online in Minutes

Trusted by thousands of small Aussie businesses.

Rated 5 stars by over 330 businesses
Apply Now Request a call
Capify Sbl Locaplus B 03 (1)

Supporting small business owners in Bryden, Queensland, 4312

We’ll work with you 1-on-1 to personalise a small business loan to suit your circumstances. Plus, because we adhere to the AFIA code of practice – our loans are unsecured, which means no assets or security required!

Borrowing capacity
$5,000 to $500,000
Quick approvals
Same day approvals & funding possible in 24 hours
Unsecured business loan
No assets or security required
Minimum paperwork
No financials, tax returns or BAS for loans under $150,000
Easy Repayments
Fixed daily and weekly repayments that are easy on your cash flow
Renewals
Fast and simple renewal process
  • Small Business Loans
  • Merchant Cash Advance
Small Business Loans

Small Business Loans

Get a tailored solution for your business

  • Borrowing Capacity

    $5,000 to $500,000

  • Quick Approvals

    Same-day approvals & funding possible in 24 hours

  • Unsecured business loan

    No assets or security required

  • Minimum paperwork

    No financials, tax returns, or BAS for loans under $150,000

  • Easy Repayments

    Fixed, daily & weekly repayments that are easy on your cash flow

*To be eligible for the Small Business Loan you need to have been in business for a minimum of 6 months & monthly turnover of at least $10,000

$ 50,000.00
Under $10,000
Over $100,000
$ 50,000.00
Under $10,000
Over $100,000
Proceed to next step

This pre-approval tool is 100% private, free and won’t affect your credit score

*No financials, tax returns or BAS for loans under $150,000
Merchant Cash Advance

Merchant Cash Advance

Need Flexibility? Our MCA matches your cash flow

  • Borrowing Capacity

    $5,000 to $500,000

  • Quick Approvals

    Same-day approvals & funding possible in 24 hours

  • Unsecured business loan

    No assets or security required

  • Minimum paperwork

    No financials, tax returns, or BAS for loans under $75,000

  • Flexible Repayments

    A small percentage of daily eftpos sales e.g. 5%-14% goes towards the loan

*To be eligible for the Merchant Cash Advance you need to have been in business for a minimum of 2 months & monthly turnover of at least $10,000

$ 50,000.00
Under $10,000
Over $100,000
$ 50,000.00
Under $10,000
Over $100,000
Proceed to next step

This pre-approval tool is 100% private, free and won’t affect your credit score

*No financials, tax returns or BAS for loans under $150,000
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Customer Success Stories

“Capify worked for us to make our vision a reality.”

John - The Crow Bar

*Real Capify customers are aware their stories may be featured in the site.

unsecured business loan

Simplifying Unsecured Business Loan in Bryden

When you’re looking for finance for your business venture, you don’t want to put up your house as collateral or tie up some other important asset with red tape. At Capify, we fully understand that, which is why we offer unsecured business loans in Bryden for owners in your situation. We will carefully discuss your business case so that we can craft a suitable loan.

Some people in your situation find cash flow to be challenging. For example, they may have to pay their suppliers well before turning those products around and selling them for cash. This can easily become a problem at the bank, so we look for unsecured business loans that can tide you over.

Other owners feel that they need to invest in new equipment if they are going to meet growing demand and avoid any potential breakdowns. However, they may not have spare cash to do this and would rather not put up any collateral to access the funds. We’ll be happy to look at your needs and aim to generate cash for your acquisition.

If you’re dreading the application process, you shouldn’t worry, as we won’t ask you for a mountain of paperwork to get the ball rolling. If your loan totals less than $150,000, we don’t require your financials or tax returns in any case. Also, we’ll try to give you an answer on the same day. In some situations, we can provide you with the money in just 24 hours.

Don’t go anywhere else for your unsecured business loans in Bryden. Call Capify first.

Frequently asked questions

Can't find the answer you're looking for? Get in touch with us today!

Capify provides Small Business Loans and Merchant Cash Advances to Australian businesses who meet the following basic eligibility criteria;

Small Business Loan
– Must be a registered business with an active ABN – Trading for minimum 6 months – $10,000+ minimum monthly turnover – Australian Citizen or Permanent Resident – 18 years+ of age

Merchant Cash Advance
– A minimum of 2 months in business and $10,000 monthly turnover – A minimum of 15 credit or debit card settlements a month – Must be an Australian citizen or permanent resident – Registered business ABN or ACN

Please note the above criteria allows us to start the application process. You’ll still need to meet our standard credit assessment criteria to get approved and funded.
The Capify Small Business Loans are specifically tailored to the needs of small business owners so the loan amount, rates and repayment terms are flexible. We can provide SME’s seeking quick access to unsecured funds up to $500,000 for any business purpose.

Unlike secured loans which require you to borrow against an asset such as a vehicle or property, our unsecured loans aren’t guaranteed, meaning you can borrow money for your business without the need for collateral or assets as security, and with minimum paperwork required, once approved, the funds are in your account within 24 hours, not weeks or months.
The Capify Merchant Cash Advance (MCA) is a simple solution for businesses that accept credit card/EFTPOS sales and are also seasonal e.g. cafes, restaurants, bars, retail shops, fashion boutiques, beauty stores, homeware stores, and health businesses.

As an alternative to traditional business finance, the MCA is designed to match the cash flow of your business, so rather than being a fixed sum each month or fixed daily repayments being taken directly from your bank account, a small percentage of the businesses credit card and EFTPOS terminal sales are repaid daily for the term of the cash advance. This means greater flexibility to make lower repayments during slower periods.

The MCA is ideal for businesses that accept credit and debit card payments from their customers; like retailers, pubs, bars and restaurants.
After applying online one of our experienced lending specialists will give you a quick ten-minute phone call to confirm/clarify the details and get any further info needed.

Once approved by our credit department, you can be fully approved in less than 2 hours, funded in 24 hours for a Small Business Loan, and 48 hours for our Merchant Cash Advance. (Approval time based on receiving all required documents during the application process). Once approved your conditional approval will last up to 30 days.
Both our Small Business Loan and Merchant Cash Advance Loans are unsecured and do not require any security or assets.
No, we, unfortunately, do not allow split payments between fixed and variable rates for both our Small Business Loan and Merchant Cash Advance Loans
Repayment terms for Small Business Loans
can be anywhere between 3 – 12 months depending on what we’ve agreed upon with you. We pride ourselves with being a transparent and responsible lender, which is why before you go ahead with your contract, we provide you with a document outlining our fees and total payback.
The total payback figure is then broken into small daily repayments that our customers can afford as to not affect the day-to-day cash flow of their business.

Repayment terms for Merchant Cash Advance
As an alternative to traditional business finance, the MCA is designed to match the cash flow of your business, so rather than being a fixed sum each month or fixed daily repayments being taken directly from your bank account, a small percentage of the businesses credit card and EFTPOS terminal sales are repaid daily for the term of the cash advance. This means greater flexibility to make lower repayments during slower periods.
You can check out our customer review on Trust Pilot and also Google.

unsecured business loan

About Capify

Did you know that Capify was the first lender in the country to offer accessible and alternative lending options when people were looking for unsecured business loans in Bryden? We championed these ideas back in 2008 at the height of the financial crisis. Our lessons have helped us improve and offer thousands of entrepreneurs the help they need. Our entire team is ready and waiting to assist you, and you can be sure that we will be adaptive and flexible as we learn about your unique situation.

When you chat with our experts, you’ll find out why thousands of customers in your area have worked with us and have been happy with the solutions on offer. We can talk with alternative lenders once we find out exactly what you’re looking for and will try to meet your exact requirements as quickly as possible.

During the global financial crisis in 2008, we quickly realised that people were under more pressure than ever before. They needed help as they were looking for unsecured business loans in Bryden, and our team worked particularly hard to meet their needs. We were able to help them during those challenging days and have done so ever since. In fact, we are ideally placed to assist you now in today’s tough environment.

The team at Capify is ready and waiting to discuss your unique situation and see what funding options we can suggest.