Commercial Business Loan Bruarong

  • Borrow up to $500,000

  • No assets or security required

  • No financials, tax returns, or BAS for loans under $75,000

  • Flexible Repayments

  • Merchant Cash Advance Available

Rated 5 stars by over 330 businesses
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Small Business Loans

No Security Required

Merchant Cash Advance

Repay with a small % of daily eftpos sales e.g. 5%-14%

Apply Online in Minutes

Trusted by thousands of small Aussie businesses.

Rated 5 stars by over 330 businesses
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Capify Sbl Locaplus B 03 (1)

Supporting small business owners in Bruarong, Victoria, 3749

We’ll work with you 1-on-1 to personalise a small business loan to suit your circumstances. Plus, because we adhere to the AFIA code of practice – our loans are unsecured, which means no assets or security required!

Borrowing capacity
$5,000 to $500,000
Quick approvals
Same day approvals & funding possible in 24 hours
Unsecured business loan
No assets or security required
Minimum paperwork
No financials, tax returns or BAS for loans under $150,000
Easy Repayments
Fixed daily and weekly repayments that are easy on your cash flow
Renewals
Fast and simple renewal process
  • Small Business Loans
  • Merchant Cash Advance
Small Business Loans

Small Business Loans

Get a tailored solution for your business

  • Borrowing Capacity

    $5,000 to $500,000

  • Quick Approvals

    Same-day approvals & funding possible in 24 hours

  • Unsecured business loan

    No assets or security required

  • Minimum paperwork

    No financials, tax returns, or BAS for loans under $150,000

  • Easy Repayments

    Fixed, daily & weekly repayments that are easy on your cash flow

*To be eligible for the Small Business Loan you need to have been in business for a minimum of 6 months & monthly turnover of at least $10,000

$ 50,000.00
Under $10,000
Over $100,000
$ 50,000.00
Under $10,000
Over $100,000
Proceed to next step

This pre-approval tool is 100% private, free and won’t affect your credit score

*No financials, tax returns or BAS for loans under $150,000
Merchant Cash Advance

Merchant Cash Advance

Need Flexibility? Our MCA matches your cash flow

  • Borrowing Capacity

    $5,000 to $500,000

  • Quick Approvals

    Same-day approvals & funding possible in 24 hours

  • Unsecured business loan

    No assets or security required

  • Minimum paperwork

    No financials, tax returns, or BAS for loans under $75,000

  • Flexible Repayments

    A small percentage of daily eftpos sales e.g. 5%-14% goes towards the loan

*To be eligible for the Merchant Cash Advance you need to have been in business for a minimum of 2 months & monthly turnover of at least $10,000

$ 50,000.00
Under $10,000
Over $100,000
$ 50,000.00
Under $10,000
Over $100,000
Proceed to next step

This pre-approval tool is 100% private, free and won’t affect your credit score

*No financials, tax returns or BAS for loans under $150,000
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Customer Success Stories

“Capify worked for us to make our vision a reality.”

John - The Crow Bar

*Real Capify customers are aware their stories may be featured in the site.

commercial business loan

Commercial Business Loans in  Bruarong Made Simple

You may be looking for a commercial business loan in  Bruarong for a number of different reasons. In this situation, you don’t want something off-the-shelf, but a tailor-made solution for your needs. You’ve come to the right place, and we are ready to discuss how we can help with a carefully crafted commercial business loan in  Bruarong.

Entrepreneurs face many financing challenges. For example, you may be dealing with a seasonal slowdown due to the nature of your business, but nevertheless need to invest in new stock. Your suppliers expect to be paid upfront even though you will not realise the fruits of your labour for some time. This may put you in a challenging position, and you will be looking for a finance option in the short term.

Alternatively, the business may be going well, and you’re looking to expand. However, you might not have the cashflow or capital needed and will need funding to help you open the new premises, bring in new machinery or train additional staff. No matter what your challenge is, we are ready to listen. We will try to find a commercial business loan in  Bruarong that is perfect for you.

At Capify, our funding process is as simple as possible, and we won’t ask you for mountains of paperwork to move forward. You don’t even need to give us tax returns or financials for loans of up to $150,000. And all our loans are unsecured, so you won’t need to put up your home or other assets as collateral.

Capify should be your first choice when it comes to commercial business loans in  Bruarong. Join the thousands of others who have already turned to us for help.

Frequently asked questions

Can't find the answer you're looking for? Get in touch with us today!

Capify provides Small Business Loans and Merchant Cash Advances to Australian businesses who meet the following basic eligibility criteria;

Small Business Loan
– Must be a registered business with an active ABN – Trading for minimum 6 months – $10,000+ minimum monthly turnover – Australian Citizen or Permanent Resident – 18 years+ of age

Merchant Cash Advance
– A minimum of 2 months in business and $10,000 monthly turnover – A minimum of 15 credit or debit card settlements a month – Must be an Australian citizen or permanent resident – Registered business ABN or ACN

Please note the above criteria allows us to start the application process. You’ll still need to meet our standard credit assessment criteria to get approved and funded.
The Capify Small Business Loans are specifically tailored to the needs of small business owners so the loan amount, rates and repayment terms are flexible. We can provide SME’s seeking quick access to unsecured funds up to $500,000 for any business purpose.

Unlike secured loans which require you to borrow against an asset such as a vehicle or property, our unsecured loans aren’t guaranteed, meaning you can borrow money for your business without the need for collateral or assets as security, and with minimum paperwork required, once approved, the funds are in your account within 24 hours, not weeks or months.
The Capify Merchant Cash Advance (MCA) is a simple solution for businesses that accept credit card/EFTPOS sales and are also seasonal e.g. cafes, restaurants, bars, retail shops, fashion boutiques, beauty stores, homeware stores, and health businesses.

As an alternative to traditional business finance, the MCA is designed to match the cash flow of your business, so rather than being a fixed sum each month or fixed daily repayments being taken directly from your bank account, a small percentage of the businesses credit card and EFTPOS terminal sales are repaid daily for the term of the cash advance. This means greater flexibility to make lower repayments during slower periods.

The MCA is ideal for businesses that accept credit and debit card payments from their customers; like retailers, pubs, bars and restaurants.
After applying online one of our experienced lending specialists will give you a quick ten-minute phone call to confirm/clarify the details and get any further info needed.

Once approved by our credit department, you can be fully approved in less than 2 hours, funded in 24 hours for a Small Business Loan, and 48 hours for our Merchant Cash Advance. (Approval time based on receiving all required documents during the application process). Once approved your conditional approval will last up to 30 days.
Both our Small Business Loan and Merchant Cash Advance Loans are unsecured and do not require any security or assets.
No, we, unfortunately, do not allow split payments between fixed and variable rates for both our Small Business Loan and Merchant Cash Advance Loans
Repayment terms for Small Business Loans
can be anywhere between 3 – 12 months depending on what we’ve agreed upon with you. We pride ourselves with being a transparent and responsible lender, which is why before you go ahead with your contract, we provide you with a document outlining our fees and total payback.
The total payback figure is then broken into small daily repayments that our customers can afford as to not affect the day-to-day cash flow of their business.

Repayment terms for Merchant Cash Advance
As an alternative to traditional business finance, the MCA is designed to match the cash flow of your business, so rather than being a fixed sum each month or fixed daily repayments being taken directly from your bank account, a small percentage of the businesses credit card and EFTPOS terminal sales are repaid daily for the term of the cash advance. This means greater flexibility to make lower repayments during slower periods.
You can check out our customer review on Trust Pilot and also Google.

commercial business loan

About Capify

Did you know that Capify was the first company in Australia to offer accessible and alternative lending options established during the dark days of the global financial crisis? This puts us in great stead to offer exciting finance products for a variety of small business owners in  Bruarong. Our entire team is committed to helping you if you’re looking for finance to help you move ahead and hit your goals. We’ll use our 13 years of experience to suggest appropriate and responsible solutions, and rest assured, we will always be adaptive and flexible in our approach.

When you work with Capify, you will follow in the footsteps of thousands of customers. They took advantage of our experience and knowledge gained over the years as we set up alternative lending solutions for them. We’re sure that our capabilities put us ahead of other lenders in the marketplace, and we are ready to look for innovative solutions for you.

The global financial crisis in 2008 certainly challenged business owners of all shapes and sizes. These worried owners came to us as they were under serious pressure to survive. Yet, our team members rolled their sleeves up to uncover alternative and responsible options in as short a time as possible. We were proud to help business owners in those unprecedented days and can now use this experience to help people navigate our modern-day crisis.

If you’re looking for funding to cover your specific financial situation in  Bruarong, Capify is ready to help.